We’ve just made home improvements easier!

joinerydotcom is working with zipMoney to offer our clients the opportunity to make home improvements much more manageable with a weekly, fortnightly or monthly payment plan.

We’ve just made home improvements easier!

zipMoney is a safe, simple and convenient way to pay for your purchase over time. It gives you the flexibility to buy now and pay later — all on an interest-free payment plan.
The zipMoney process is entirely paperless and once signed up, you receive a digital account (also known as a line of credit) for a set amount that allows you to make purchases and enjoy interest-free terms. You only need to sign up once and can reuse the account as often as you like.

How Does zipMoney Work?

  1. Complete the application and get a decision in minutes.
  2. zipMoney pays joinerydotcom on your behalf.
  3. You pay zipMoney in easy, manageable payments.

Ready to Apply?

Apply online today. It’s easy and there is no commitment to purchase. All you do is:
  1. Identify the product you would like and the approximate cost. 
  2. Apply online in minutes using the link below (you will be redirected to zipMoney’s website to complete the application).
  3. Receive the decision email within minutes.
  4. If approved, you will receive a “Welcome Confirmation” email.
  5. Then visit joinerydotcom, bringing the Welcome Confirmation email and a form of identification with you (e.g. your current driver’s licence) to complete the purchase.

Frequently Asked Questions

    What are the eligibility requirements?

        • Must be 18 or older to apply
        • Must be employed
        • Must be a citizen or resident of Australia Sample Link

    What are the benefits?

        By paying with your zipMoney account, you can split the cost of your purchase and pay over time.
        You also have a virtual account. So for your next purchase, all you need to do is sign in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere. Sample Link

    Are there fees?

        • Minimum monthly payments do apply. See your contract and application for details.
        • Upon completion of the interest-free period, interest will accrue at the standard annual percentage rate.
        • A small monthly admin fee of $4.95 (only payable if a balance is owing).
        For more information refer to your contract, terms and conditions. Sample Link

    Is there anything I should be aware of?

        zipMoney's interest-free plan allows you to shop today without paying anything upfront — it is a loan and is required to be paid back. Failure to do so could affect your future credit rating.
        zipMoney's payment plans are interest-free for up to 36 months, but be aware that interest will start to accrue after the interest-free period. To avoid this, you have access to see your interest-free balance, how long it is estimated it will take to repay the loan and change your payment schedule in your digital wallet. Sample Link

Reliable, interest-free financing options

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